What would be the best investment advice for my wife and I?

Brig asked:


I have been married for two years and my wife and I have a six week old daughter. We both have steady jobs that pay a normal amount for people our age and newly wed We live in an apartment paying about 550 rent etc etc I hope you get the picture. We are pretty normal and we are (more I am) looking for good investment opportunities that aren’t really risky. Just taking the same money I already save and get a better return. We consistently put 10% of our net into savings. What are your ideas?

Learn To Invest Money Better Than The Experts – Guaranteed
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Investing In Lucrative Forex

Investing in foreign currencies is a relatively new avenue of investing.  There are considerably fewer people are aware of this market than there are people aware of several other avenues of investing.  Trading foreign currency, also known as forex, is the most lucrative investment market that exists.  There are several factors that make this true among which, successful forex traders earn realistic profits of one hundred plus percent each month.  Compared to some of the better known investment markets such as corporate stocks, this is an unheard of return on investment.

It’s very necessary to mention here that a person who invests in forex must, without exception, make it a point to learn the detailed, but simple strategies and information surrounding the market.  This very fact is what makes the difference between successful forex traders and other traders.

A few additional points, which create such powerful leverage for investors within the forex market are: The amount of capital required to begin investing in the market is only three hundred dollars.  For the most part, any other investment market is going to demand thousands of dollars of the investor in the beginning.  Also, the market offers opportunities to profit regardless what the direction of the market may be; In most commonly known markets investors sit and wait for the market to begin an up trend before entering a trade.  Even then, investors, as a rule must sit and wait some more to be able to exit the trade with a nice profit.

Given that the forex market produces several up, down, and sideways trends in a single day, it can easily be seen that forex stands head and shoulders above other markets.  Additionally there are trading strategies, which are taught that provide for compounded profits; these are profits on top of profits.  In addition, free demo accounts are available within the industry of forex trading, which facilitate the sharpening of skills without the risk losing any capital.  And the advantage regarding the time factor in trading foreign currency is a very attractive point for any investor.  Compared to one of the most sought after avenues of investing, which often requires forty or more hours each week, namely in the real-estate market, the forex market requires a much smaller demand on the investor’s time.  Forex trading requires approximately ten to fifteen hours each week to earn a full time income.  It’s easy to see that the advantages and great leverage that exist in the forex market, make it among the most lucrative, time liberating, and easy to enter by far.

I hope this information gives you a clear understanding of how you can turn your investing into a true method of making your money work harder for you.

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The Effectiveness of High Yield Investment Programs

One of the basic rules of investing is that the higher the risk, the more potential for gain.  A high yield investment program (or HYIP) is one such program. By investing a small amount, a HYIP offers the possibility of high gain, with some risk.

One of the biggest problems with HYIP’s is that they can represent a lot of money placed at risk for a high potential gain. Although they can involve small amounts of money, most investors will invest as much as they figure that they can risk, in order to take advantage of the high potential return. Read: Although they don’t require the huge start-up that other investments do, people do spend as much as they can afford. (Some put in more than they can afford, but this is never recommended.)

Also, some HYIP’s are just well disguised ponzi schemes, and are thus highly illegal. (Investigate any investment opportunity, with special care as to the background of the group or person presenting it. Normally, “too good to be true” would be good advice, but that doesn’t always prove true when it comes to investing.) Some HYIP’s are in fact defined as “ponzi games” in order to skirt legislation that prohibits ponzi schemes as well as uninsured investments; bear that in mind when investigating any HYIP.

However, the problem is that not all investments pay off. With HYIP’s, that’s actually the nature of the investment; although they all promise high gain, the problem is that high risk does mean a strong chance of losing any funds involved. Thus, any potential investor is advised to not invest any more than he can afford to lose.

When debating the effectiveness of a HYIP, be advised that that the nature of the investment itself makes gauging that difficult, and that only the investor himself can make that decision. What makes them effective is that they can create a nice profit for the price entailed, but the risk involved makes arguably effective. There is no real way to cushion the investment, as there would be for most investments; again, the nature of the HYIP denies that.

However, HYIP’s can be effective if the investor limits his activity to just one or two HYIP’s at a time, and invests conservatively otherwise for the time that he is involved in the HYIP’s. That way, the investor has the other investments to fall back on in case the HYIP falls through. This strategy makes the investment more effective, and decreases the risks involved, making them more attractive, and more effective.

HYIP’s can thus be very effective investments, especially if the person can afford to lose any funds invested. If the investor is investing assuming that they will get the money back, and with a high yield, and doesn’t allow for the possibility of loss, however, a HYIP can be a potential issue. Investing in general isn’t for the weak; that definitely applies to HYIP’s.

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Basic Forex Money Management

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$300 + 10 Minutes a Day = $30,000?!?

We all know the saying, “work smarter, not harder”, but could it actually be possible to work THAT much smarter? Working only minutes a day and replacing, Exceeding your current Income? Don’t worry, Its perfectly legal and people are doing it right this very second around the world!

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I want to start Real Estate Investing, I went to an Investment club that gave out great tips for free?

justwannagetahead asked:


and now I want to apply them. My first deal I want to do an “Assignment of Contract”. I have a seller in my area who has Tax Lien properties that he purchased at the once a year Tax Sale in my State, and he has a property for $100K that has comps in the area for $300k, How do I go about doing an “Assignment of Contract” without paying any money out of pocket for this deal is my question?

The Profit Lock – Education For Everyday Investors
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